Brown & Joseph is the leader in commercial collections. To talk with a representative and start reducing your cost and increasing recovery, contact us now.
Premium Audit Collections / Commercial Insurance Collection Agency
We are the only insurance collection agency law firm recommended by A.M. Best as an Expert Recommended Service Provider. We consistently drive recoveries through our innovative four phase approach which uses credit risk assessment reports and asset investigation from day one that provides factual debtor payment trends so every contact can be custom made to maximize recovery. Click to view what industry experts are saying about our Premium Audit Collections.
National Insurance Debt Recovery Approach & Services
We combine the knowledge credit risk assessments, predictive payment trends, industry knowledge with the impact of our in-house law office premium audit collections as opposed to normal collection agency contact. Using the power of legal contingency collections at the inception of debtor contact, we increase recovery percentages above our competition while reducing debt recovery litigation to less than 1% of case placed for recovery.
Our client’s report that premium audit recovery increased an average of 11% above our competition while cutting litigation costs by over 95%.
Premium Audit Collections / Commercial Collections
Knowledge is Power
Knowledge – The insurance industry is a complex maze of calculations and regulations. We realized that every industry where business to business bad debt collections are pursued has specific situations and terms that are industry exclusive. The key to successfully collecting Premium Audits in your industry is the knowledge of your industry, the knowledge of these unique situations and communicating in these terms with the debtor. It is also equally important when communicating and reporting progress to our clients.
Our staff is fully trained on the inception and life cycle of a policy plan through cancellation or expiration. Our training includes the sales process and policy contract, underwriting and credit risk analysis process, the billing and audit process, how audits amount are calculated, the earned premium process and what information is needed for our clients to evaluate and resolve disputes. Premium Audit Collection A.M. Best Recommended Expert Services Provider.
Case types: Property & Casualty
Life & Health Collections
Knowledge - As previously stated, the insurance industry is a complex maze of calculations and regulations. We realized that every industry was overpayment or wrongful payment is made have specific situations and terms that are industry exclusive. The key to a successfully reimbursement is the knowledge of award process, the policy and cases terms and communicating in these terms with the debtor. It is also equally important when communicating and reporting progress to our clients.
Our staff is fully trained on the claim process whether it is for overpayments or wrongful payments. We have worked closely with our clients and the Social Security Administration to understand how overpayments are calculated or the reasons for wrongful payment, reward process and the policy terms and agreements. For the past 15 years we successfully surpassed every benchmark set for our clients.
Our specialty focus includes
Ready to develop a strategy with our insurance collection specialists? Request a consultation now and also receive a free article about “The Hidden Value of Written off Receivables”


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